Available 7 days/week. Call Us Today! (866) 434-1550

What Makes Us Awesome!

~ Rate Pricing
~Value
~Speed and Technology
~Experience
~Transparency





Rates

WE PRICE OFF “WHOLESALE” RATE SHEETS… NOT RETAIL! 


Choose Your Term

Offering custom rates to the thousandth decimal point. You can choose any term from 8–30 years fixed, that fits your budget and allows you to potentially save thousands of dollars in interest once qualified.


Discounted BPMI

Elite Borrower Paid Mortgage Insurance (BPMI); We offer discounted BPMI rates that you won’t find with any other lender. So, if you have at least a 640+ FICO and are putting less than 20% down you may be able to qualify! No additional mortgage insurance overlays (costs), not even for DTI or co-borrowers. Ask us for more details.


Fast Purchase Closings

Ability to close purchase deals in a little as 10 business days!

(*Baring no borrower delay in submitting any loan conditions, 3rd party delays, and/or contractual delays between buyer, seller or agent(s) ).

Lock… Then Look!

Scared that rates are going up and have not found your new home yet? Pre-Lock your rate upfront today for up to 90 days and continue searching for your TBD dream home. Still could not get into contract and/or close on a home? No penalty or cost to you if the pre-rate lock expires.

HOW AWESOME IS THAT?!?


Escrow Waivers

ESCROW WAIVERS UP TO 95% LTV WITH NO ESCROW WAIVER FEE ON ALL CONFORMING LOANS!


FLAT $31 CREDIT REPORT FEE

All-inclusive credit report option with no added reissue, supplement, or lender fees for both single and joint tri-merge.


Quick Refinance Closings

Ability to close refinance deals in as little as 14 days!

(*Baring no borrower delay in submitting any loan conditions and/or 3rd party delays).

Rates

WE PRICE OFF “WHOLESALE” RATE SHEETS… NOT RETAIL! 


Choose Your Term

Offering custom rates to the thousandth decimal point. You can choose any term from 8–30 years fixed, that fits your budget and allows you to potentially save thousands of dollars in interest once qualified.


Discounted BPMI

Elite Borrower Paid Mortgage Insurance (BPMI); We offer discounted BPMI rates that you won’t find with any other lender. So, if you have at least a 640+ FICO and are putting less than 20% down you may be able to qualify! No additional mortgage insurance overlays (costs), not even for DTI or co-borrowers. Ask us for more details.


Fast Purchase Closings

Ability to close purchase deals in a little as 10 business days!

(*Baring no borrower delay in submitting any loan conditions, 3rd party delays, and/or contractual delays between buyer, seller or agent(s) ).

Lock… Then Look!

Scared that rates are going up and have not found your new home yet? Pre-Lock your rate upfront today for up to 90 days and continue searching for your TBD dream home. Still could not get into contract and/or close on a home? No penalty or cost to you if the pre-rate lock expires.

HOW AWESOME IS THAT?!?


Escrow Waivers

ESCROW WAIVERS UP TO 95% LTV WITH NO ESCROW WAIVER FEE ON ALL CONFORMING LOANS!


FLAT $31 CREDIT REPORT FEE

All-inclusive credit report option with no added reissue, supplement, or lender fees for both single and joint tri-merge.


Quick Refinance Closings

Ability to close refinance deals in as little as 14 days!

(*Baring no borrower delay in submitting any loan conditions and/or 3rd party delays).

WATSON CAPITAL MORTGAGE INC. 
2950 Buskirk Ave Suite #300
Walnut Creek, Ca 94597
Office: (866) 434-1550
E-Fax: (888) 984-3511
EmailBradwatson@wcmrates.com 
Digital Business Card
CA DRE Broker Lic #01785845
Company NMLS #2061728
CA Corporate License #4638041

Watson Capital Mortgage, Inc. is an independent mortgage brokerage company licensed to originate mortgage loans in the state of Califoria. Watson Capital Mortgage, Inc. supports Equal Housing Opportunity. Terms, interest rates, fees, promotions, and/or products listed above are subject to change or cancelation without notice and may or may not be available at the time of mortgage commitment or at the time of rate lock by either Watson Capital Mortgage or any third party company we work with.

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